Paying For Care
Paying for Home Care in Philadelphia
Home care brings comfort, dignity, and peace of mind, but many families feel unsure about how to afford it. We understand the concern. Whether you are planning ahead or responding to a sudden need, figuring out how to pay for care can feel overwhelming. We work with all major Community HealthChoices health plans including Keystone First, UPMC, and PA Health & Wellness, making it simple to transition care
At Chosen Family Home Care, we help Philadelphia families make sense of their options. From Pennsylvania’s Community HealthChoices Medicaid waiver program to veterans programs and private pay, we walk you through the choices so you can find what fits best. You do not have to figure this out alone.
Your Care Options
There is no single approach to paying for care. Some families use private funds, and we offer flexible private pay options with reasonable rates to fit different budgets. Others rely on long-term care insurance, which we accept, or qualify for support through Medicaid, Medicare, or veterans programs. Veterans may be eligible for additional benefits that can help cover the cost of care, and our team can guide you through those options. No matter your situation, our care team takes time to explain the pros and cons of each payment path so you can make an informed decision that reflects your needs, goals, and budget.
Medicaid Waivers
Pennsylvania’s Medicaid waiver programs, like Community HealthChoices, help eligible individuals receive home care services without paying out of pocket. These waivers are designed to keep people safe and supported at home rather than in a facility. If you think you may qualify, we will guide you through each step from determining eligibility to handling forms and submitting your application so the process feels manageable and stress free.
Let’s Make a Plan Together
"Chosen Family Home Care is excellent! From start to finish they helped us navigate the process, Ensured effective communication, understood the needs of my husband and maintained a high level of expertise. We are truly thankful for all they do."
-Juliana G.
"It's been a positive experience working for Chosen Family Home Care, and participating in the CNA school program. I strongly recommend their services and the opportunity they give their employees to further their careers in the health-care field."
-Milton P.
"They have vacation days, insurance with qualifying hours and holiday pay. They are so flexible and really care! I highly recommend you choose Chosen Family. I am so glad I did! Thank you to Brett and Nyah and all the wonderful team members!"
-Mellace R.
""The Administration team was very helpful and professional. A lot of knowledgeable detail about our concern and needs. Very friendly and family oriented. I’m happy I Chose Chosen Family Home care."
-Lily K.
"I cannot recommend this agency enough! You can tell he really cares about his clients as well as the caregivers. He makes sure to hire quality caregivers and will work with you to get the right fit for your loved one(s). I don't know where we would be without Chosen!"
-Maggy W.
"So far the staff has been totally helpful and every way making it a pleasant experience coming on board"
-Fernando G.
"We love Chosen Family Home care, they submit the insurance claims for my mother...anyone who has had to deal with a long term care insurance company will understand how amazing this is.
-Jary S.
"They really do treat you as family. They are always there to answer your questions no matter the day or time. All of the staff is so polite, considerate, compassionate, caring and helpful. I wouldn't choose any other place to care for my father or loved ones !"
-Alyssa P.
"Love the passion and the professionalism of the staff. Worked at about 7 or 8 agencies and this is by far the best. Highly recommended!"
-Kenneth R.
"This place is the best. They treat you like family and are genuinely concerned about you. Very prompt in answering questions and returning calls. The client care managers are the best in town. Best in the business! Highly recommend!"
-Melody N.
"The best choice i made for my mom's care. This agency is fantastic, communicate well and in a timely manner. Always there for you when you are unclear about something, good hardworking people. I highly recommend"
-Tali M.
"We hired Chosen Family to care for my grandmother when she could no longer navigate the stairs in her home. She found her caregivers to be trustworthy, kind and hard workers. Our family had peace of mind knowing we could rely on Chosen Family"
-Preston D.
"Tim D. was very thorough in his explanation and even emailed me additional information. It's rare to find someone who will go the extra mile. It is very obvious Tim loves what he does. Thank you for employing someone who truly loves his job and actually helps."
-Gia R.
"This is a professional company that is dedicated to helping have a full and successful life at home. The staff are experts and understand the care needs. They are dedicated and passionate about maintaining quality of life without being institutionalized."
-Andrew S.
"Being with Chosen Family has greatly impoved me and my grandmothers life. We love them. Everyone is caring and professional."
-Sheril O.
"I was looking for a great company for my client and I found it right here with Chosen Family Home care best decision I could ever make"
-Capreece L.
"A great place to work"
-Brayden G.
"I think this is an outstanding service which personalizes home care options for the elderly. Will definitely be referring patients to them."
-Puneet M.
"Check them out. Best services out there!!!"
-Lahaj B.
"What a great company to work for. They’re quick responding back when you need them. So happy I found them. Awesome!!!!!!"
-Margaret D.
"Very satisfied with this company this company was great. I would recommend them to anyone they were very consistent. And very trustworthy."
-Phedrick W.
"The staff is great and also willing to work with you on all issues. Great Organization."
-Brenda Hall
"Responded quickly to request with a personable and professional caregiver. Will definitely be using them again."
-Luanne L.
"My experience here has been great!!!!"
-Angel G.
"Great agency to work with love the staff Brett has been so helpful"
-David M.
About Private Pay
Families who choose to pay privately will find flexible options, transparent pricing, and no long term contracts. Whether you need a few hours of help or something more consistent, we tailor every plan around your needs. As your situation changes, your care plan can too. We will make sure it stays simple, supportive, and affordable.
Medicaid Experts
We understand Pennsylvania’s Medicaid programs inside and out and guide you through every step with care and clarity.
Flexible Payment
We offer personalized, flexible plans to match your budget and needs, so you never pay for more than what fits.
Local & Trusted
Families across Philadelphia count on our honest guidance, responsive support, and deep connection to the community.
Frequently Asked Questions
What financial help is available for home care in PA?
Many families qualify for help through Medicaid waiver programs, veterans benefits, or long-term care insurance. We’ll help you explore every option.
Can I get paid to care for a family member?
Yes, in many cases. If you’re already providing care, you may be eligible to be paid through Pennsylvania’s Medicaid programs. We’ll walk you through it.
What is the Medicaid waiver program?
It’s a program that allows eligible individuals to receive care at home, often with little or no cost. It also opens up the option for family-paid caregiving.
Do you help with the application process?
Absolutely. We support you from start to finish, explaining documents, submitting forms, and making sure everything is handled correctly.
What if I need to pay privately?
No problem. We offer flexible plans with no contracts and clear pricing. We’ll build care around your budget and your goals.
Now Accepting VA Referrals
Chosen Family Home Care is proud to announce that we are now accepting referrals through the Veterans Affairs (VA) program. This means eligible veterans can receive high quality home care services while utilizing the benefits they have earned through their service. Our team works directly with the VA to make the referral and approval process as smooth as possible, ensuring that veterans and their families get the compassionate, professional care they deserve in the comfort of home.
