Paying For Care
Paying for Home Care in Philadelphia
Home care brings comfort, dignity, and peace of mind, but many families feel unsure about how to afford it. We understand the concern. Whether you are planning ahead or responding to a sudden need, figuring out how to pay for care can feel overwhelming. We work with all major Community HealthChoices health plans including Keystone First, UPMC, and PA Health & Wellness, making it simple to transition care
At Chosen Family Home Care, we help Philadelphia families make sense of their options. From Pennsylvania’s Community HealthChoices Medicaid waiver program to veterans programs and private pay, we walk you through the choices so you can find what fits best. You do not have to figure this out alone.
Your Care Options
There is no single approach to paying for care. Some families use private funds, and we offer flexible private pay options with reasonable rates to fit different budgets. Others rely on long-term care insurance, which we accept, or qualify for support through Medicaid, Medicare, or veterans programs. Veterans may be eligible for additional benefits that can help cover the cost of care, and our team can guide you through those options. No matter your situation, our care team takes time to explain the pros and cons of each payment path so you can make an informed decision that reflects your needs, goals, and budget.
Medicaid Waivers
Pennsylvania’s Medicaid waiver programs, like Community HealthChoices, help eligible individuals receive home care services without paying out of pocket. These waivers are designed to keep people safe and supported at home rather than in a facility. If you think you may qualify, we will guide you through each step from determining eligibility to handling forms and submitting your application so the process feels manageable and stress free.
About Private Pay
Families who choose to pay privately will find flexible options, transparent pricing, and no long term contracts. Whether you need a few hours of help or something more consistent, we tailor every plan around your needs. As your situation changes, your care plan can too. We will make sure it stays simple, supportive, and affordable.
Let’s Make a Plan Together
Now Accepting VA Referrals
Chosen Family Home Care is proud to announce that we are now accepting referrals through the Veterans Affairs (VA) program. This means eligible veterans can receive high quality home care services while utilizing the benefits they have earned through their service. Our team works directly with the VA to make the referral and approval process as smooth as possible, ensuring that veterans and their families get the compassionate, professional care they deserve in the comfort of home.
Frequently Asked Questions
What financial help is available for home care in PA?
Many families qualify for help through Medicaid waiver programs, veterans benefits, or long-term care insurance. We’ll help you explore every option.
Can I get paid to care for a family member?
Yes, in many cases. If you’re already providing care, you may be eligible to be paid through Pennsylvania’s Medicaid programs. We’ll walk you through it.
What is the Medicaid waiver program?
It’s a program that allows eligible individuals to receive care at home, often with little or no cost. It also opens up the option for family-paid caregiving.
Do you help with the application process?
Absolutely. We support you from start to finish, explaining documents, submitting forms, and making sure everything is handled correctly.
What if I need to pay privately?
No problem. We offer flexible plans with no contracts and clear pricing. We’ll build care around your budget and your goals.
